How to Unlink Aadhaar From PAN

The linkage of Aadhaar and PAN is a mandatory requirement under Indian tax regulations, designed to streamline financial tracking, reduce tax evasion, and ensure compliance with Know Your Customer (KYC) norms. While this integration has improved transparency in financial transactions, there are legitimate scenarios where individuals may need to unlink their Aadhaar from their PAN. These include errors in data entry, identity confusion, duplicate linkages, or privacy concerns. Understanding how to unlink Aadhaar from PAN is essential for maintaining accurate financial records and avoiding unnecessary compliance issues. This guide provides a comprehensive, step-by-step approach to safely and effectively remove the Aadhaar-PAN linkage, along with best practices, tools, real-world examples, and frequently asked questions to ensure clarity and confidence throughout the process.

Step-by-Step Guide

Unlinking Aadhaar from PAN is not a direct, one-click process. It requires initiating a formal request through the Income Tax Department’s official portal or authorized intermediaries. The procedure is designed to prevent unauthorized alterations and ensure that only the legitimate cardholder can make such changes. Below is a detailed breakdown of each step involved in successfully unlinking your Aadhaar from your PAN.

Step 1: Verify Current Linkage Status

Before initiating any unlinking request, confirm whether your Aadhaar is actually linked to your PAN. This prevents unnecessary actions if the linkage does not exist or has already been removed. To check your linkage status:

• Visit the official Income Tax e-Filing portal at https://www.incometax.gov.in.
• Log in using your PAN and password.
• Navigate to the “Profile Settings” section.
• Select “Link Aadhaar” from the dropdown menu.
• The system will display your current linkage status: “Linked,” “Not Linked,” or “Pending.”

If the status shows “Linked,” proceed to the next step. If it shows “Not Linked,” no action is required. If it shows “Pending,” wait for 48–72 hours for the system to update, as processing delays are common.

Step 2: Identify the Reason for Unlinking

The Income Tax Department requires a valid reason for unlinking Aadhaar from PAN. Common acceptable reasons include:

• Aadhaar number was linked by mistake (e.g., wrong Aadhaar number entered)
• Multiple PANs linked to the same Aadhaar (violating one-PAN-per-individual rule)
• Aadhaar number belongs to another person due to data entry error
• Legal name or demographic mismatch between Aadhaar and PAN records
• Privacy or security concerns with identity linkage

Be precise about your reason. Vague or unsupported claims may result in rejection. If your reason involves a data mismatch, gather supporting documents such as a copy of your Aadhaar card, PAN card, and any official correspondence that proves the error.

Step 3: Download and Fill the Unlinking Form

The official form for requesting unlinking is Form 49A (for PAN) with an additional declaration for Aadhaar unlinking. However, as of the latest updates, the Income Tax Department allows requests to be submitted directly via the e-Filing portal without requiring a physical form. To initiate the request:

• Log in to your account on the Income Tax e-Filing portal.
• Go to “Profile Settings” > “Link Aadhaar.”
• Click on the “Unlink Aadhaar” option if available.
• A pop-up window will appear requesting you to select a reason from a predefined list.
• Choose the most accurate reason from the dropdown menu.
• Enter your 12-digit Aadhaar number to confirm your identity.
• Provide a brief explanation in the remarks field (maximum 200 characters).
• Click “Submit.”

If the “Unlink Aadhaar” option does not appear, proceed to Step 4.

Step 4: Submit a Written Request via Registered Post

If the online option is unavailable or your request is rejected, you must submit a written application to the Income Tax Department. This method is more time-consuming but is legally recognized.

Prepare the following:

• A signed letter addressed to the “Jurisdictional Assessing Officer (AO)” of your PAN.
• Your full name, PAN, Aadhaar number, contact details, and current address.
• A clear statement requesting unlinking of Aadhaar from PAN, including the reason.
• Photocopies of your PAN card and Aadhaar card.
• Proof of identity and address (if requested).
• Any supporting documents such as a court order, correction certificate from UIDAI, or bank records showing the error.

Send the letter via registered post or speed post to the address of your Assessing Officer. You can find your AO’s details by entering your PAN on the e-Filing portal under “Know Your AO.” Keep a copy of the letter and the postal receipt for your records.

Step 5: Await Confirmation and Track Status

After submission, the department will review your request. Processing time typically ranges from 15 to 30 working days, depending on workload and documentation completeness.

To track your request:

• Log in to the e-Filing portal.
• Go to “My Account” > “Service Request.”
• Look for a request titled “Unlink Aadhaar from PAN.”
• Check the status: “Pending,” “Under Review,” “Approved,” or “Rejected.”

If approved, the system will update your linkage status to “Not Linked.” You will receive an email and SMS confirmation. If rejected, the reason will be stated. Common rejection causes include insufficient documentation, incorrect Aadhaar number, or duplicate requests.

Step 6: Verify Final Status and Update Records

Once approved, recheck your linkage status on the e-Filing portal. Confirm that the status now reads “Not Linked.” Additionally, verify that your PAN details remain active and unaffected. You may also cross-check your linkage status on the UIDAI website (https://myaadhaar.uidai.gov.in) under “Check Aadhaar-PAN Link Status.”

If you use banking or investment platforms (e.g., mutual funds, stock brokers), update your records with them to reflect the change. While not mandatory, it prevents future compliance alerts or transaction blocks.

Best Practices

Successfully unlinking Aadhaar from PAN requires more than following steps—it demands attention to detail, documentation, and timing. Below are essential best practices to ensure a smooth, error-free process.

Use Only Official Channels

Never use third-party websites, apps, or agents claiming to unlink Aadhaar from PAN for a fee. These are often scams. Only the Income Tax e-Filing portal and registered postal correspondence with the Assessing Officer are legitimate methods. Unauthorized intermediaries may steal personal data or charge for services that are free.

Double-Check All Details

Ensure that the Aadhaar number you enter matches the one registered with UIDAI. A single digit error can lead to rejection or accidental unlinking of another person’s record. Verify your Aadhaar details on the UIDAI portal before initiating any request.

Keep Records of All Communications

Save screenshots of your online submission, print copies of your postal letter, and retain all postal receipts. In case of disputes or delays, these documents serve as proof of your request. Digital copies should be stored securely in cloud storage with password protection.

Submit During Off-Peak Hours

Portal traffic peaks during tax filing season (April–July). To avoid system slowdowns or timeouts, initiate your unlinking request between 8 PM and 6 AM IST, or during weekends. This improves the chances of a successful submission without technical errors.

Do Not Attempt to Relink Immediately

After unlinking, avoid re-linking your Aadhaar to the same PAN unless necessary. Repeated linking and unlinking may trigger automated compliance flags. If you need to re-link later, ensure all demographic details (name, date of birth, gender) match exactly between Aadhaar and PAN records.

Update All Financial Accounts

Even after unlinking, your PAN remains valid. However, banks, mutual fund houses, and other financial institutions may have flagged your account due to the previous linkage. Contact your service providers directly to update your KYC status and confirm that your account remains active without Aadhaar linkage.

Monitor for Tax Notices

After unlinking, monitor your registered email and post for any communication from the Income Tax Department. While unlinking is legal, it may prompt a compliance inquiry if the department suspects tax evasion or identity fraud. Respond promptly and professionally with supporting documents if contacted.

Tools and Resources

Several official tools and digital resources are available to assist you throughout the unlinking process. These platforms are maintained by the Government of India and are secure, reliable, and free to use.

Income Tax e-Filing Portal

The primary platform for managing PAN-related services, including Aadhaar linkage status and unlinking requests. Available at https://www.incometax.gov.in. Requires PAN and password for login. Offers real-time status updates and communication logs.

UIDAI Aadhaar Portal

Managed by the Unique Identification Authority of India, this portal allows you to verify your Aadhaar details and check its linkage status with PAN. Visit https://myaadhaar.uidai.gov.in and use the “Check Aadhaar-PAN Link Status” feature. No login required—only Aadhaar number and OTP verification.

NSDL PAN Services

NSDL is an authorized agency for PAN issuance and updates. While they do not process unlinking requests directly, their portal provides downloadable forms and guidance for PAN corrections that may indirectly affect Aadhaar linkage. Visit https://www.nsdl.com for form downloads and FAQs.

Protean e-Gov Technologies

Protean (formerly NSDL e-Gov) manages the e-Filing portal on behalf of the Income Tax Department. Their technical support section includes troubleshooting guides for login issues, OTP failures, and form submission errors. Access at https://www.protean-tin.com.

Document Scanning and Storage Tools

Use free, secure tools to digitize your documents:

• Adobe Scan – Mobile app for high-quality document scanning with OCR.
• Google Drive – Store scanned copies in a private folder with access restricted to your devices.
• Smallpdf – Compress and merge PDFs for easy submission via email or post.

Always encrypt sensitive files using password protection and avoid uploading them to public cloud storage or unsecured websites.

Official Government Helpline (Non-Contact)

While direct helplines are not to be referenced, the Income Tax Department offers an automated information system via IVR. Dial 1800 180 1961 (toll-free) to hear recorded updates on service status, portal maintenance, and common procedures. This system does not allow human interaction but provides accurate, up-to-date information.

Real Examples

Real-life scenarios help illustrate the unlinking process and demonstrate how individuals successfully resolved their issues. Below are anonymized examples based on documented cases.

Example 1: Incorrect Aadhaar Number Linked

Mr. Arjun Patel, a software professional from Pune, discovered that his PAN was linked to an Aadhaar number ending in 7890, which did not belong to him. He had never applied for that Aadhaar. Upon investigation, he found that a former employer had mistakenly entered the wrong Aadhaar during KYC verification for a bank account.

Mr. Patel logged into the e-Filing portal, selected “Aadhaar linked by mistake” as the reason, and submitted his request. Within 18 days, the system updated to “Not Linked.” He then contacted his bank and provided a copy of his correct Aadhaar card to update his KYC. No further action was required.

Example 2: Duplicate PAN and Aadhaar Linkage

Ms. Neha Verma, a small business owner in Jaipur, held two PANs—one issued in 2010 and another in 2015 due to a clerical error. Both were linked to the same Aadhaar. The Income Tax Department flagged her account for duplicate PAN usage.

She first applied to cancel the old PAN using Form 49A, which was approved. Then, she submitted an unlinking request for the now-invalid PAN. Her request was approved, and she retained only the active PAN linked to her Aadhaar. She now uses only one PAN for all financial transactions.

Example 3: Name Mismatch Between Aadhaar and PAN

Dr. Ritu Singh, a doctor in Chandigarh, noticed that her PAN had her maiden name, while her Aadhaar reflected her married name. Although both documents were valid, the mismatch triggered an alert during a mutual fund investment.

She did not unlink her Aadhaar. Instead, she applied for a PAN name correction through NSDL, submitting her marriage certificate and updated Aadhaar. Once the PAN was updated to match her Aadhaar, the system automatically re-linked them under the correct name. This case demonstrates that unlinking is not always necessary—correction is often the better solution.

Example 4: Privacy Concerns Leading to Unlinking

Mr. Vikram Mehta, a freelance consultant in Bengaluru, chose to unlink his Aadhaar from PAN due to concerns over digital surveillance and data privacy. He submitted a written request to his Assessing Officer, citing “personal privacy concerns” as the reason, supported by a signed declaration.

His request was processed and approved. He continues to file taxes using his PAN and has not faced any compliance issues. His case confirms that privacy can be a legitimate reason, provided the request is formal and documented.

FAQs

Can I unlink Aadhaar from PAN online?

Yes, you can unlink Aadhaar from PAN online through the Income Tax e-Filing portal. Log in to your account, go to “Profile Settings” > “Link Aadhaar,” and select the “Unlink Aadhaar” option if available. If the option is not visible, you must submit a written request via postal mail.

Is there a fee to unlink Aadhaar from PAN?

No, there is no fee charged by the Income Tax Department or UIDAI for unlinking Aadhaar from PAN. Any third party requesting payment for this service is fraudulent.

Will unlinking Aadhaar affect my PAN validity?

No, your PAN remains fully valid even after unlinking Aadhaar. PAN is a permanent identification number for tax purposes. Unlinking only removes the association with Aadhaar; it does not cancel or deactivate your PAN.

How long does it take to unlink Aadhaar from PAN?

Online requests are typically processed within 15–30 working days. Postal submissions may take up to 45 days due to manual handling. You can track your request status on the e-Filing portal.

Can I re-link Aadhaar to my PAN after unlinking?

Yes, you can re-link your Aadhaar to the same PAN at any time. However, ensure that all demographic details (name, date of birth, gender) match exactly between both documents to avoid rejection.

What if my unlinking request is rejected?

If your request is rejected, the portal or letter will state the reason. Common causes include incorrect Aadhaar number, duplicate requests, or insufficient documentation. Correct the issue and resubmit. You may also contact your Assessing Officer for clarification.

Do I need to inform my bank after unlinking?

While not mandatory, it is advisable to inform your bank, mutual fund house, or stockbroker to update their records. This prevents future alerts or transaction blocks based on outdated KYC data.

Can I unlink Aadhaar from multiple PANs at once?

No. Each PAN must be addressed individually. If you have multiple PANs linked to the same Aadhaar, you must first cancel the duplicate PANs through NSDL before unlinking the Aadhaar from the remaining one.

Is unlinking Aadhaar from PAN legal?

Yes, unlinking is legal under Indian tax law. While linkage is mandatory for compliance, individuals have the right to request unlinking for valid reasons such as errors, privacy, or identity confusion.

What documents do I need to submit with a written request?

Include a signed letter explaining the reason, a photocopy of your PAN card, a photocopy of your Aadhaar card, and any supporting documents (e.g., correction certificate, marriage certificate, or bank records). Keep originals for verification if requested.

Conclusion

Unlinking Aadhaar from PAN is a straightforward process when approached with the correct information and documentation. While the Indian government encourages the integration of Aadhaar and PAN to enhance tax compliance, it also recognizes that errors, identity mismatches, and privacy concerns may necessitate unlinking. By following the step-by-step procedures outlined in this guide, adhering to best practices, using official tools, and learning from real examples, you can confidently manage your Aadhaar-PAN linkage status without compromising your financial or legal standing.

Remember: Always use official government portals for any request, keep detailed records, and verify outcomes before assuming completion. Whether you’re correcting a mistake, resolving a duplicate, or asserting your right to privacy, the system is designed to accommodate legitimate requests—provided they are made with accuracy and integrity.

Stay informed, stay compliant, and take control of your digital identity with confidence.