How to Apply for PM Kisan Scheme

The Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) Scheme is a landmark initiative by the Government of India aimed at providing direct income support to small and marginal farmer families across the country. Launched in December 2018, this scheme ensures financial stability for agricultural households by transferring ₹6,000 annually in three equal installments of ₹2,000 each directly into the bank accounts of eligible beneficiaries. With over 110 million farmers enrolled as of 2024, PM-Kisan has become one of the most impactful rural welfare programs in modern Indian history.

For millions of farming families, this financial assistance serves as a critical buffer against volatile crop prices, rising input costs, and unpredictable weather patterns. Beyond immediate relief, the scheme empowers farmers to invest in better seeds, fertilizers, and equipment, ultimately contributing to increased agricultural productivity and food security. Understanding how to apply for PM Kisan Scheme is not just a procedural necessity—it is a vital step toward securing economic dignity for India’s agricultural backbone.

This comprehensive guide walks you through every aspect of the application process, from eligibility verification to successful enrollment and subsequent benefit receipt. Whether you are a first-time applicant, a farmer who missed earlier installments, or a family member assisting an elderly or illiterate landholder, this tutorial ensures clarity, accuracy, and confidence in navigating the system. By following the steps outlined here, you can avoid common pitfalls, reduce application delays, and ensure uninterrupted financial support.

Step-by-Step Guide

Step 1: Confirm Eligibility

Before initiating the application, it is essential to determine whether you qualify for the PM Kisan Scheme. The eligibility criteria are clearly defined and designed to target small and marginal landholding farmers. To be eligible, you must meet the following conditions:

• You must be a landholding farmer family, owning cultivable land as per land records.
• Your landholding should not exceed 2 hectares (approximately 5 acres).
• You must not be a beneficiary of any other central or state government pension scheme, such as those for government employees, retired defense personnel, or professionals receiving pensions.
• Families with members holding constitutional posts, such as Members of Parliament, State Legislators, or judges, are excluded.
• Active or retired government employees (excluding Class IV and equivalent posts) are not eligible.
• Income tax payers in the previous assessment year are ineligible.

It is important to note that the scheme applies to the entire farmer family, defined as a unit comprising a husband, wife, and minor children. Only one member of the family can receive the benefit, even if multiple individuals hold land titles. If you are unsure about your eligibility, consult your local revenue office or check your land records online through your state’s land revenue portal.

Step 2: Gather Required Documents

Accurate documentation is the foundation of a successful PM Kisan application. Incomplete or incorrect documents are among the leading causes of application rejection or delays. Prepare the following documents before proceeding:

• Land Ownership Proof: This includes the Record of Rights (RoR), Jamabandi, Khatauni, Patta, or any other official document issued by the state revenue department that establishes your name as the landholder.
• Identity Proof: Aadhaar card is mandatory. If you do not have an Aadhaar card, you must apply for one immediately through the nearest Aadhaar enrollment center.
• Bank Account Details: You must have an active savings bank account in your name (or joint account with spouse). The account must be linked to your Aadhaar number. Most public sector banks and many private banks participate in the scheme.
• Mobile Number: A registered mobile number linked to your Aadhaar is required to receive OTPs and updates regarding your application status.
• Passport-sized Photograph: Some states require a recent photograph for verification purposes.

Ensure all documents are clear, legible, and up to date. If your land records are outdated or your bank account is not Aadhaar-linked, resolve these issues before submitting your application. Many rural banks and Common Service Centers (CSCs) offer free assistance with Aadhaar linking and document digitization.

Step 3: Choose Your Application Method

The PM Kisan Scheme offers two primary application channels: online and offline. Both are equally valid, and your choice depends on your access to technology and local infrastructure.

Option A: Online Application via PM Kisan Portal

The official portal for PM Kisan is pmkisan.gov.in. This is the most efficient and transparent method for applying. Follow these steps:

1. Open your web browser and navigate to https://pmkisan.gov.in.
2. On the homepage, click on the “New Farmer Registration” link under the “Farmer’s Corner” section.
3. Select your state and district from the dropdown menus. The system will auto-populate the sub-district (tehsil) and village based on your selection.
4. Enter your Aadhaar number. The system will verify your identity and fetch your demographic details from the UIDAI database.
5. Fill in your personal details: full name, father’s/husband’s name, date of birth, gender, and mobile number.
6. Upload scanned copies of your land ownership document and Aadhaar card. Ensure file sizes are under 1 MB and in JPG, PNG, or PDF format.
7. Enter your bank account number and IFSC code. Double-check these details for accuracy. You can find the IFSC code on your passbook, bank website, or by contacting your branch.
8. Verify your mobile number by entering the OTP sent to your registered number.
9. Review all entered information carefully. Once confirmed, click “Submit.”
10. You will receive a confirmation message with a unique Registration ID. Save this number for future reference.

After submission, your application enters a verification pipeline. Local revenue officials will cross-check your land records with the state’s database. This process typically takes 7 to 15 working days.

Option B: Offline Application via Common Service Centers (CSCs) or Village Level Entrepreneurs (VLEs)

If you do not have access to a smartphone or computer, or if you are uncomfortable navigating digital platforms, you can apply offline. This method is widely available across rural India through government-supported Common Service Centers.

1. Visit your nearest CSC or contact a Village Level Entrepreneur (VLE). These centers are often located in panchayat offices, post offices, or local shops with digital signage.
2. Carry all original documents and photocopies for verification.
3. Provide your Aadhaar number and bank details to the VLE operator.
4. The operator will enter your details into the PM Kisan portal on your behalf using a tablet or computer.
5. You will be asked to verify the information displayed on the screen. Confirm all details are correct.
6. Provide your biometric fingerprint for authentication (if required).
7. You will receive a printed acknowledgment slip with your application reference number. Keep this safe.

Offline applications may take slightly longer to process due to manual data entry and physical document handling. However, they are highly reliable and accessible to elderly or less tech-savvy farmers.

Step 4: Track Application Status

After submitting your application, monitoring its status is crucial to ensure timely processing. You can track your application using the same portal or SMS-based services.

To check status online:

1. Go to https://pmkisan.gov.in.
2. Click on “Farmer’s Corner” and select “Status of Farmer’s Registration.”
3. Enter your Aadhaar number, registration number, or mobile number.
4. Click “Get Data.”
5. The system will display your application status: “Pending,” “Verified,” “Approved,” or “Rejected.”

If your status shows “Pending,” it means your documents are under review. If it shows “Verified,” your land records have been confirmed, and you are awaiting fund disbursement. “Approved” means your bank account has been successfully linked and you will receive the next installment. If your status is “Rejected,” the portal will display the reason—common causes include mismatched land records, duplicate entries, or incorrect bank details.

You can also receive SMS updates on your registered mobile number. Ensure your number is correctly linked to your Aadhaar and bank account to receive notifications about approval, disbursement, or required corrections.

Step 5: Receive Installments and Verify Transactions

Once approved, the ₹2,000 installment is transferred directly to your bank account in three phases: April–July, August–November, and December–March. The government typically processes payments within the first week of each cycle.

To verify receipt:

• Check your bank account statement or passbook for a credit entry labeled “PMKISAN” or “PM Kisan.”
• Look for a transaction description that includes your Aadhaar number or registration ID.
• Confirm the amount is exactly ₹2,000 per installment. Any deviation should be reported immediately.
• You will also receive an SMS from the bank confirming the deposit.

If you do not receive your installment within 10 days of the scheduled disbursement date, revisit your application status on the portal. If your status is approved but no payment is received, contact your bank branch with your registration ID and Aadhaar number to trace the transaction.

Step 6: Renewal and Re-Registration

PM Kisan benefits are automatically renewed for eligible farmers each year. There is no need to reapply annually unless your status changes—such as if you sell your land, acquire a new landholding, or if your bank account is deactivated.

However, if your Aadhaar or bank details change, you must update them promptly:

• Log in to https://pmkisan.gov.in.
• Go to “Farmer’s Corner” > “Update Bank Account Details” or “Update Aadhaar Details.”
• Follow the prompts to submit new information with supporting documents.
• Wait for verification—this may take 5–7 days.

Failure to update details may result in failed transactions and loss of benefits. Farmers who have migrated or changed residences should also update their address with the local revenue office to ensure continued eligibility.

Best Practices

Applying for the PM Kisan Scheme is straightforward, but following best practices can significantly improve your chances of success and avoid common administrative delays. These strategies are based on years of field experience and feedback from thousands of farmers across India.

Verify Land Records Before Applying

One of the most frequent causes of application rejection is outdated or mismatched land records. Many farmers’ names are not properly updated in revenue records due to inheritance, partition, or clerical errors. Before applying, visit your local tehsil or revenue office and request a certified copy of your land record (Jamabandi or RoR). Ensure your name appears as the current owner. If discrepancies exist, initiate a correction process immediately. Many states now offer online land record correction portals—use them to avoid delays.

Ensure Aadhaar-Bank Linkage

Direct Benefit Transfer (DBT) requires your bank account to be linked to your Aadhaar. Even if you have both, the linkage might be incomplete. To verify:

• Visit your bank branch with your Aadhaar and passbook.
• Ask the officer to confirm your Aadhaar-bank linkage status.
• Alternatively, use the UIDAI website’s “Aadhaar Banking Enablement” portal to check.

If unlinked, complete the process at your bank. Most banks offer this service free of charge and can complete it in under 15 minutes.

Use Official Channels Only

Scams targeting PM Kisan applicants are increasingly common. Fraudsters may pose as government officials, demand money for “processing fees,” or ask for your OTP or bank PIN. Remember: applying for PM Kisan is completely free. No official entity will ask for payment. Always use the official website or visit government-recognized centers like CSCs, post offices, or panchayat offices. Never share your Aadhaar password, OTP, or net banking credentials with anyone.

Keep a Digital and Physical Record

Always save a digital copy of your application confirmation, registration ID, and all submitted documents. Store them in a cloud folder or email them to a trusted family member. Additionally, keep printed copies of your acknowledgment slip and bank transaction slips. These records are invaluable if you need to raise a query or appeal a rejection.

Update Information Promptly

Life changes—marriage, death, land transfer, bank account closure—can affect your eligibility. If your Aadhaar details change (e.g., name correction), or if you open a new bank account, update your PM Kisan profile immediately. Delays in updating can lead to missed installments. Set a calendar reminder to review your details every six months.

Coordinate with Family Members

If multiple family members own land, only one can receive the benefit. Coordinate among siblings or relatives to decide who will apply. Submitting multiple applications from the same family may lead to disqualification. Maintain written agreements if necessary to avoid future disputes.

Engage with Local Agricultural Officers

Block-level agricultural officers and Krishi Vigyan Kendras (KVKs) are trained to assist farmers with PM Kisan applications. Do not hesitate to visit them with questions. They often conduct awareness camps and can help with document preparation, especially during peak application seasons.

Tools and Resources

Several digital tools and government platforms are designed to simplify the PM Kisan application process. Leveraging these resources ensures accuracy, speed, and transparency.

Official PM Kisan Portal

https://pmkisan.gov.in is the primary gateway for all PM Kisan-related activities. It provides:

• Online registration and status tracking
• State-wise eligibility guidelines
• Downloadable application forms
• Helpdesk FAQs and video tutorials
• Disbursement calendars

The portal is available in 12 major Indian languages, including Hindi, Tamil, Telugu, Bengali, Marathi, and Punjabi, making it accessible to a wide demographic.

Aadhaar Portal

https://uidai.gov.in allows you to verify your Aadhaar status, update personal details, and check Aadhaar-bank linkage. Use the “Verify Aadhaar” and “Aadhaar Seeding Status” tools to ensure your identity is correctly registered with financial institutions.

State Land Record Portals

Each state maintains its own land record system. Accessing these portals helps you verify ownership and initiate corrections:

• Uttar Pradesh: https://bhulekh.up.gov.in
• Madhya Pradesh: https://bhunaksha.mp.gov.in
• Maharashtra: https://bhulekh.mahabhumi.gov.in
• Punjab: https://bhulekh.punjab.gov.in
• Tamil Nadu: https://www.tn.gov.in/land-revenue
• Bihar: https://bhulekh.bih.nic.in

These portals often allow you to download digital copies of your land record, which can be uploaded directly during PM Kisan registration.

Common Service Centers (CSCs)

CSCs are government-authorized digital access points located in over 300,000 villages. They provide free assistance with PM Kisan applications, Aadhaar enrollment, and document scanning. Locate your nearest CSC via https://csc.gov.in.

Banking Apps and Net Banking

Most banks offer mobile apps that allow you to check for PM Kisan credits. Enable SMS alerts for all transactions. Banks like State Bank of India, Punjab National Bank, Bank of Baroda, and ICICI Bank have dedicated PM Kisan sections in their apps for easy tracking.

WhatsApp and SMS Alerts

The Ministry of Agriculture and Farmers Welfare sends regular updates via WhatsApp and SMS. Save the official number +91-7710000200 in your contacts. You can also send a message with the word “PMKISAN” to this number to receive guidelines and updates.

Video Tutorials and Interactive Guides

The Ministry of Agriculture has released a series of short, state-specific video tutorials on YouTube and the PM Kisan portal. These are especially helpful for non-literate farmers. Search “PM Kisan Application in [Your State Language]” on YouTube for localized guidance.

Real Examples

Real-life stories illustrate how the PM Kisan Scheme transforms lives. Below are three detailed examples from different regions, highlighting challenges faced and solutions applied.

Example 1: Ramesh Kumar, Odisha

Ramesh, a 58-year-old rice farmer from Ganjam district, owned 1.5 hectares of land but had never applied for PM Kisan. His land records listed his late father’s name, and his bank account was not linked to Aadhaar. He visited his local CSC, where the operator helped him update the land record by submitting a succession certificate. Simultaneously, Ramesh visited his bank branch and linked his Aadhaar. Within 12 days, his application was approved. He received his first ₹2,000 installment in the next cycle and used it to buy organic fertilizer, increasing his yield by 18% the following season.

Example 2: Sunita Devi, Uttar Pradesh

Sunita, a widow from Basti district, inherited 1.2 hectares of land after her husband’s death. She was illiterate and feared applying online. Her daughter, a college student, helped her visit the nearest panchayat office, where a government volunteer filled out the form. Sunita provided her Aadhaar and bank passbook. The officer verified her land records on the spot using a tablet connected to the state land portal. Her application was approved in 9 days. She now receives her installments without hassle and uses the money to pay for her grandchildren’s school fees.

Example 3: Arjun Singh, Punjab

Arjun, a wheat and sugarcane farmer from Ludhiana, had applied twice before but was rejected because his bank account was joint with his brother. The system flagged it as a duplicate entry. He visited the block agricultural office, where an officer explained that only one account per family could receive benefits. Arjun closed the joint account and opened a new one solely in his name. He re-applied with the updated details and was approved within a week. He now receives ₹2,000 every four months and has started saving for a small irrigation pump.

These examples demonstrate that success with PM Kisan is not about wealth or education—it’s about accuracy, persistence, and using available support systems. Every farmer, regardless of background, can benefit if they follow the correct procedures.

FAQs

Can I apply for PM Kisan if I am a tenant farmer and do not own land?

No. The scheme is only for landholding farmers whose names appear in official land records. Tenant farmers who do not hold land titles are currently ineligible. However, some states have separate welfare programs for tenants—check with your state’s agriculture department.

What if my land is under litigation or disputed?

Applications from land under legal dispute are typically put on hold until the court resolves ownership. Submit a copy of the court case details along with your application. Once the dispute is settled, you can reapply with the updated record.

Can NRIs or overseas Indians apply for PM Kisan?

No. The scheme is exclusively for Indian citizens residing in India and actively engaged in agriculture. NRIs are not eligible, even if they own land in India.

How long does it take to receive the first payment after approval?

After approval, the first installment is usually credited within 7–15 days, depending on the disbursement cycle. Payments are made in batches, so timing may vary slightly by state.

Can I apply if I am above 60 years old?

Yes. Age is not a barrier. As long as you meet the landholding and income criteria, you are eligible regardless of age.

What if I have multiple bank accounts?

You must link only one bank account to your PM Kisan application. Choose the account where you regularly receive income or where your land records are linked. Once selected, you cannot change it without formal re-verification.

Is there a deadline to apply for PM Kisan?

No. Applications are accepted year-round. However, applying early ensures you receive the next scheduled installment. Delays may mean missing a payment cycle.

Can I apply for PM Kisan if I already receive benefits under another government scheme?

You are ineligible if you receive a pension from the central or state government, such as from the Employees’ Provident Fund, defense services, or public sector pensions. However, receiving state-specific subsidies (e.g., fertilizer or seed subsidies) does not disqualify you.

What happens if I sell my land after applying?

If you sell your land, you must inform the local revenue office immediately. Your eligibility will be reviewed, and future installments will be discontinued. Failure to report may lead to recovery of funds and legal consequences.

Can I apply on behalf of my deceased father?

Yes, if you are the legal heir and your name has been updated in the land records. Submit a death certificate and succession certificate along with your application. The benefit will then be transferred to you as the new landholder.

Conclusion

The PM Kisan Scheme is more than a financial transfer—it is a recognition of the indispensable role farmers play in India’s economy and food security. By providing direct, unconditional support, the government empowers millions of small and marginal farmers to make informed decisions about their livelihoods, invest in sustainable agriculture, and protect their families from economic shocks.

Applying for PM Kisan is not a complex bureaucratic hurdle; it is a right that every eligible farmer deserves to claim. With clear documentation, accurate information, and the use of official platforms, the process is simple, secure, and accessible—even in the most remote villages.

Remember: your land is your legacy. Your Aadhaar is your identity. Your bank account is your lifeline. When these three elements are correctly aligned, the ₹6,000 annual support becomes a powerful tool for dignity, resilience, and progress.

Do not wait for someone else to act on your behalf. Take the initiative today—visit the portal, check your records, update your details, and apply. The next installment could be the difference between hardship and hope.

The future of Indian agriculture is written by those who stand on the soil. Make sure your name is on the list.